Take The First Step In Owning Your Dream Home
Before your allow a mortgage company to pull a copy of your credit, you should know your three credit scores and the mortgage company's minimum credit score requirement, says James N. Rivers Author of the new book "You Can Achieve The American Dream...With The Right Keys".
When you obtain a copy of your own credit report it does not count against you and it will not cause your credit scores to drop. On the other hand, if you allow a mortgage company to pull your credit and your do not meet their minimum credit score requirement, it could actually cause your credit scores to drop even more.
You do not just need a copy of your credit report, but you need to know what all three of your credit scores are. I highly recommend obtaining a copy of your credit report, with all three of your credit scores, from one of the major credit score and reporting bureaus, such as the provider listed on this page.
Obtain A Copy Of Your Credit Report...With Your Three Credit Scores